Requirements to apply for a loan

* at least 18 years of age.
* to be of good character even if you honor a commitment.
* Have a minimum monthly income source of $ 500.
* A loan granted without reimbursement within the terms of the contract entails prosecution accompanied by the publication of your card identity on all the chains that are displayed at our agency. The delay transfer is 48 hours at most.

Documents to provide

* Identity pieces scanned on both sides.
* Copy of a bank account (RIB) or postal (RIP).
* Last electricity bill or any other equivalent document that can justify your address.
* Last pay slip or other document that can justify your monthly income.

Interest rate.

Annual TEG ranging from 2% to 6% depending on the amount requested and the repayment period, no application fees.

Loan period.

The duration of your loan can not exceed 30 years.

Beginning of monthly remittances.

They begin between 60 (2 months) and 90 (3 months) days from the day the borrower receives the full amount of his loan.

Break in repayment or deferral of monthly payments.

To study the possibility of postponing a deadline, you can contact us by phone or from the contact form available on our website. The deferral produces interest at the prevailing rate, the premium for the credit guarantee will be calculated if the insurance has been taken out. You can request the postponement of one or two deadlines per year and thus benefit from a "refund break". You must apply 7 days before the next deadline. This payment break will be granted to you provided that at the time of your request for postponement, your revolving credit does not show any unpaid or late payment, is not supported by the insurance and that you do not have benefited from postponement in the previous 2 months.

Advance refund.

Whether you have taken out a revolving loan or a personal loan, you can at any time and without any additional costs reimburse all or part of the amount you owe. Whether you are acting, in professionalization contract, apprenticeship or even in fixed-term contract we can help you.

Loan Agreement and Insurance.

The borrower will have to sign a loan agreement and a credit insurance certificate. The insurance covers you in case of death, total and irreversible loss of autonomy, total incapacity for work due to illness or accident (n ° 0081 FACL), and loss of employment due to dismissal indemnified.